Internet safety for seniors

Why are seniors a cybersecurity risk?

Grandmother and grandson looking at content on her laptop

Scammers often target older adults because they can be more likely to set easy-to-guess passwords or have less awareness of scam techniques like phishing. The always-evolving internet can overwhelm some people, and a scammer pretending to offer support could gain access to critical accounts. 

Many seniors trust by nature, and some may not realize how valuable their personal data is-or how easily it can be exploited. Older internet users may also lack security awareness of tools like using a virtual private network (VPN) on public WiFi connections.

Because many seniors live alone or lack regular interaction with loved ones, they may also be more likely to interact with unknown numbers via text, call, or reply to emails from unknown senders. 

Hackers and scammers are after:

  • Medical information, which can be sold or used for fraudulent insurance claims
  • Financial information, including bank accounts, credit cards, and retirement funds
  • Home addresses, which can be used for identity theft or impersonation scams

When this information falls into the wrong hands, the consequences can be devastating, both financially and emotionally. Protecting your health data and financial information is paramount for your retirement. When a scammer opens a new line of credit in your name, for example, they may rack up thousands of dollars in purchases before you become aware.

Common online scams targeting seniors

Gentleman using his laptop

Email has long been the top entry point for online scammers, but “wrong number” text messages are a rapidly growing threat. A simple text asking if you're "still on for dinner tomorrow" can lead to a seemingly friendly but malicious exchange if the recipient replies and engages. It's one example of how virtually every method of communication now includes risk. These are some of the most common online scams targeting seniors:

  • Friendship and romance scams – Scammers build fake relationships online to gain trust and steal money
  • Phishing – Fake emails or texts that trick you into clicking malicious links or sharing personal info
  • Finance scams – Fraudulent investment opportunities or fake charities asking for donations
  • Tech support scams – Calls or pop-ups claiming your computer has a virus and needs immediate help
  • Government impersonation – Scammers pretend to be from the IRS, Medicare, or Social Security
  • Family impersonation – Someone pretends to be a grandchild or relative in trouble, asking for money urgently

Six internet safety tips for seniors

Grandfather using his cell phone

Scammers are professionals, often able to quickly warm up their victims with friendly conversation. Here are a few simple internet security tips for seniors to help protect themselves online:

  • Establish and follow rules for email safety: Rules can include double-checking any link before clicking and not downloading attachments
  • Use code words with family: Create a phrase only your family knows to verify identity in emergencies, or even to verify the legitimacy of an email
  • Never share personal info: Banks, government agencies, and legitimate companies won’t ask for your Social Security number or passwords via email or phone
  • Stick with secure sites: Only visit websites that offer a secure, protected connection. If you don’t recognize a website, don’t click the link. 
  • Know what to expect: Your doctor, bank, or utility provider will never pressure you to act immediately or pay with gift cards
  • Ask for help: If something feels off, talk to a trusted family member or friend before responding

Keeping up with new technology is difficult, even for people in the middle of their working lives. Seniors may not want to ask for help, but can get confused switching between email and social media accounts. One helpful solution is for a senior and an adult child or friend to establish a standing weekly call or check-in with someone who can help talk the senior through any tech problems they've had that week, even if it's as simple as helping them sign back into an account.

Grandmother and granddaughter watching a program on a tablet
Couple sitting together looking at their tablet